Security Guard!

Have you noticed your dealerships increasing the sale of Security Guard (or other theft protection packages)? Well I have and did a little bit of investigating. Apparently finance people are told by the sales reps to tell customers that the product is already on the car (i.e. a few stickers) and all they have to do is buy it for a small price to activate it and they have to “extra” protection. Basically if the car is stolen your primary insurance covers the car, then anything left over is taken car of by gap (which is usually required if you buy Security Guard) then anything left over after that is taken care of by this product. It cost the dealerships 75 bucks. They turn around and sell if for anywhere from 100 - 1,000 dollars. What experience have you had about this hard add aftermarket?

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