In these hard times many dealerships are inflating the value of their automobiles by telling the banks they have options that do not exsist. Have you ever come accross a dealer that does this? How did stop it? In my office we always check for the cars on the dealerships website, especially when they tell us the car has an option that is unusal. For example, a Chevy Cavalier with leather seats and a moonroof. We also spot call members after the deal is done to verify the car does have those options.