According to Onlinenkmanager.com there were a total of 875,899 open bankruptcies being processed by the U.S. Bankruptcy courts as of January 16,2008. Over 37% of these people will purchase a new car 30 days after discharge, and 70% within a year. So, does your CU lend to these people so soon after a bankruptcy? Someone is, do you think they are making money that we are allowing to slip through our finger? Or, is it just too risky?